Thank you for participating in the 2026 Future One Agency Universe Study. We recognize that this is a challenging time for agents and your clients. In the current environment, your input is more important than ever as the industry seeks to understand the current situation and your outlook. We hope you will take the time to provide your feedback.

Your cooperation will provide critical information for independent agencies, the IIABA, and independent agent carriers. Please keep in mind that your answers are confidential, and your opinions and best estimates are crucial to the success of this research for all interested parties.

In appreciation of your participation, completing the survey will make you eligible for a drawing for one of the following: one (1) $1000 grand prize, two (2) $500 second prizes, four (4) $250 third prizes, and five (5) $100 fourth prizes.

Please email survey-questions51412@zeldisresearch.com if you have any questions regarding the survey. If you have any technical issues, please select the Help link at the bottom of each survey page. Click

Sweepstakes

Official Promotion Rules

Sponsored by Zeldis Research on Behalf of IIABA

1. NO PURCHASE, ONLINE ENTRY, OR ONLINE SUBSCRIPTION IS NECESSARY TO ENTER OR WIN.

2. ENTRY. Drawing and survey begin on March 11, 2026 and end at 12 pm Pacific Standard Time on April 20, 2026. Electronic entries must be received by 12 pm Pacific Standard Time on April 20, 2026.

To receive Official Promotion Rules and enter the drawing by mail without taking the survey, send a 3”x5” card with your name, address, telephone number, and e-mail address to:

Zeldis Research
2026 AUS Study
106 Straube Center Boulevard, Suite F-101
Pennington, NJ 08534

Mail-in entries must be received by 12 pm Pacific Standard Time on May 1, 2026. Limit one (1) entry per person or e-mail address. If multiple entries are received from any person or e-mail address, all subsequent entries will be disqualified.

Sponsor is not responsible for any type of technical difficulty (including but not limited to network server issues, connection problems, failed phone, computer, or telephone transmission, any type of technical failure), postal difficulty (including but not limited to late, lost, damaged, or postage-due mail), or any other type of error whether human, mechanical, or electronic. Any type of defective entry will be automatically disqualified. Sponsor reserves the right, in its sole discretion, to suspend or cancel Sweepstakes at any time if a computer virus, bug, or other problem corrupts the administration, security, or proper conduct of the Sweepstakes.

3. ELIGIBILITY. Contest is open to United States residents and valid in all states, the District of Columbia and Puerto Rico except where prohibited or restricted by law. This Sweepstakes, and all promotions relating thereto, are subject to all federal, state, and local laws and regulations.

Entrants must be at least eighteen (18) years of age. By participating, entrant agrees to abide by these Official Rules and the decisions of Sponsor, which are final and binding in all respects.

4. DRAWING AND PRIZES. On or around May 16, 2026, winners will be selected at random from all eligible entries. Entrants selected must comply with all terms and conditions of these Official Rules and winning is contingent upon fulfilling all requirements. Winners need not be present to win.

Winners will be notified by email within seven (7) days following the drawing. Odds of winning depend upon number of eligible entries received. No prize or cash substitutes allowed. Winners may not transfer a prize.

The Sponsor reserves the right to substitute a prize for one of equal or greater value should an event occur that renders a prize unavailable. Taxes on the prizes are the sole responsibility of the winner.

Prizes include:

• One (1) $1000 grand prize
• Two (2) $500 second prizes
• Four (4) $250 third prizes
• Five (5) $100 fourth prizes

5. DELIVERY OF PRIZES. The winner, or their parent/legal guardian, will be contacted by email and asked to verify their mailing address. The winner will then have one (1) week to respond to the email with the appropriate information.

If the selected winner fails to reply with sufficient mailing information within the allotted one (1) week, it will result in disqualification and an alternate winner will be selected. This process shall continue until either all prizes are awarded or no valid entries remain.

6. RELEASE. By receipt of any Sweepstakes prize, winner agrees to release and hold harmless Sponsor, Promoters, their respective related companies, and each of their respective officers, directors, employees, agents and representatives from and against any claim or cause of action arising out of participation in the Sweepstakes or receipt or use of any prize.

Each winner agrees, as a precondition for the receipt of any prize, to execute all releases and other documentation reasonably requested by Sponsor.

7. DISPUTES. Entrant agrees that:

• Any disputes shall be resolved individually, without resort to any form of class action.
• Claims and awards shall be limited to actual out-of-pocket costs incurred.
• Entrant waives rights to claim punitive, incidental, and consequential damages.

8. VERIFICATION. A list of winners may be obtained after May 16, 2026 by sending an email referencing 2026 AUS Study to:

bob@zeldisresearch.com

Or by sending a self-addressed stamped envelope to:

Zeldis Research
2026 AUS Study
106 Straube Center Boulevard, Suite F-101
Pennington, NJ 08534

here for sweepstakes rules.

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